| Regno | Plantae |
| Sottoregno | Tracheobionta |
| Superdivisione | Spermatophyta |
| Divisione | Magnoliophyta |
| Classe | Magnoliopsida |
| Ordine | Malvales |
| Famiglia | Malvaceae |
| Sottofamiglia | Bombacoideae |
| Genere | Pachira |
Money Tree, scientifically known as Pachira aquatica, is a popular indoor plant known for its distinctive braided trunk and lush, green foliage. It is believed to bring good luck and prosperity according to Feng Shui principles. Native to Central and South America, it thrives in warm, humid environments and is widely cultivated as a decorative houseplant.
Prefers bright, indirect light — near a window without direct harsh midday sun. Tolerates moderate shade but grows more slowly. Rotate the pot 90° every few weeks to promote even growth on all sides, as the stems lean toward the light source.
Allow the top half of the soil to dry between waterings, then water thoroughly. Money Tree stores water in its swollen trunk base and is moderately drought-tolerant. Overwatering is the most common fatal mistake — yellowing leaves and mushy stem base indicate root rot. In winter, reduce watering significantly. Ensure the pot has excellent drainage and never sits in standing water.
Use a well-draining potting mix with added perlite or sand (3:1). The mix must drain quickly — the trunk stores water and the roots are prone to rot in consistently wet conditions.
Optimal 18–27 °C; minimum 10 °C. Moderate humidity is ideal; avoid extremely dry air near radiators. Sensitive to cold drafts.
Feed monthly during spring and summer with a balanced, diluted liquid fertilizer (half strength). Do not fertilize in autumn or winter.
Prune to maintain the desired shape and size. The braided trunk is an artificial feature created by nurseries when the stems are young and flexible — it does not grow back if cut. Prune the canopy rather than the trunks. Money Tree sheds leaves in response to overwatering, underwatering, cold or position changes — adjust conditions and be patient.
Money Trees can be propagated from stem cuttings taken in spring or early summer.
Air layering is another method suited for Money Trees.